Articles and useful links about Islamic Finance

Publications on Islamic Finance

This section presents a curated collection of academic and analytical publications on Islamic finance, covering key areas of industry development, including sukuk, Islamic banking, social finance, ESG, and fintech.

The materials include both international research and publications focused on the development of the Islamic finance industry in Kazakhstan and the region.

This section will be regularly updated with new publications.

1. Research trends in Sukuk studies: A bibliometric analysis of global academic publications

Laura Kuanova, Gaukhar Kenzhegulova and Assel Akhmetkyzy (2025)

Analysis of global trends in sukuk development, including ESG, sustainable finance, and digitalization.

https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/22213/IMFI_2025_02_Kenzhegulova.pdf

2. The experience and prospects of Islamic finance in Kazakhstan

Shirazi NS, Kuanova LA, Ryskulov A, Mukusheva AG (2022)

Analysis of the current state of Islamic finance in Kazakhstan and recommendations for further industry development.

https://www.emerald.com/qrfm/article/14/3/461/358963

3. Investigating the customers’ drivers of Islamic credit card loyalty and word of mouth

Jamshidi D., Kuanova L. (2022)

Factors influencing customer loyalty toward Islamic credit cards.

https://www.emerald.com/jima/article-abstract/13/4/868/432942/Investigating-the-customers-drivers-of-Islamic?redirectedFrom=fulltext

4. Islamic Social Finance and COVID-19 pandemic

Shirazi N.Sh., Kuanova L.A., Zhuparova A.S. (2021)

Impact of the COVID-19 pandemic on zakat and social finance development.

https://esp.ieconom.kz/jour/article/view/296

5. Islamic social finance: literature review and future research directions

Kuanova LA, Sagiyeva R, Shirazi NS (2021)

A review of research on Islamic social finance and its future directions.

https://www.emerald.com/jiabr/article/12/5/707/209359/Islamic-social-finance-a-literature-review-and

6. “Institutional traps” in the Islamic finance development: the experience of Kazakhstan

Sagiyeva R, Kuanova L, Ryskulov A, Stambakiyev N, Doszhan R (2025)

Institutional barriers and trust-related challenges in the development of Islamic finance.

https://www.emerald.com/jima/article/doi/10.1108/JIMA-07-2024-0302

7. Empirical examination of ESG and fintech factors on financial sustainability: a comparative study of Islamic vs conventional banks in Islamic finance-oriented countries

Faizulayev Alimshan (2025)

The impact of ESG and fintech factors on the sustainability of banks.

https://www.emerald.com/ajar/article/doi/10.1108/AJAR-09-2024-0382

8. Does social and governmental responsibility matter for financial stability and bank profitability? Evidence from commercial and Islamic banks

Kanapiyanova K, Faizulayev A, Ruzanov R, Ejdys J, Kulumbetova D, Elbadri M (2023)

The role of social and governmental responsibility in enhancing bank stability.

https://www.emerald.com/jiabr/article-abstract/14/3/451/211708/Does-social-and-governmental-responsibility-matter?redirectedFrom=fulltext

9. What drives the banking competition in Islamic finance oriented countries? Islamic vs conventional banks

Faizulayev A, Wada I, Kyzdarbekova AS, Parmankulova I (2021)

Comparative analysis of competition between Islamic and conventional banks.

https://www.emerald.com/jiabr/article/12/4/457/431926/What-drives-the-banking-competition-in-Islamic

10. The drivers of financial vulnerability and profitability: evidence from conventional and Islamic banks in Islamic finance-oriented countries

Parmankulova I, Issakhova P, Zhanabayeva Z, Faizulayev A, Orazymbetova K (2022)

Key determinants of financial stability and profitability of banks.

https://www.emerald.com/jiabr/article/13/6/902/433651/The-drivers-of-financial-vulnerability-and

11. Profitability Determinants of Islamic and Conventional Banks During the Global Financial Crises: The Case of Emerging Markets

Faizulayev A., Bektas E. (2018)

Analysis of the profitability of Islamic and conventional banks during financial crises.

https://link.springer.com/chapter/10.1007/978-3-030-01784-2_17

12. Evaluating financial sustainability in the EAEU oil and gas sector: the role of ESG practices

Aliya Dosmanbetova, Lyazzat Yespergenova, Maxat Kalikov, Zhanna Beisekova & Alimshan Faizulayev. (2025)

The role of ESG practices in ensuring financial sustainability.

https://www.tandfonline.com/doi/full/10.1080/23311975.2025.2566445

13. What Factors Affect the Profitability Determinants of Commercial Banks in the MENA Region?

Pan, V., Ainekova, D., Faizulayev, A. (2023)

Key factors affecting the profitability of banks in the MENA region.

https://link.springer.com/chapter/10.1007/978-3-031-23416-3_14

14. Assessing Financial Performance and Competitive Efficiency of Banks: The Impact of ESG and FinTech in Islamic Finance-Oriented Countries

Alimshan Faizulayev, Muhammad Arslan, Aizada Zhakupova

The impact of ESG and fintech on banking performance and efficiency.

https://www.igi-global.com/chapter/assessing-financial-performance-and-competitive-efficiency-of-banks/379532

15. Исламские финансыв Казахстане (книга)

Оналтаев Д.О. (2017)

Fundamentals of Islamic finance and its development in Kazakhstan.

https://expo-books.ru/category/book?id=1082

16. Shariah Governance in Islamic Financial Institutions in Kazakhstan: Reality and Challenges

Stambakiyev N., Kahf M. (2020)

Challenges of Shariah governance in Islamic financial institutions.

https://ideas.repec.org/a/abd/kauiea/v33y2020i3no10p189-212.html

17. Ислам банкіндегі «Мудараба» келісімшартының шариғи негізі мен ерекшеліктері

Nurzhan Stambakiyev, K. Kurmanbayev. (2020)

Features and application of the mudaraba contract in Islamic banking.

https://is.ku.edu.kz/publishings/%7B7D52C9C6-39B3-49C8-A3DC-9C5089F530FA%7D.pdf

18. History of Islamic Banking

Stambakiyev N. (2020)

Historical development of Islamic banking.

https://tech.vestnik.shakarim.kz/jour/article/view/198/201

19. Ислам экономикасының діни этикалық негіздері

Stambakiyev N. (2021)

Ethical principles underlying Islamic economic systems.

https://adamalemijournal.com/index.php/aa/article/view/41/28

20. Islamic Finance Industry in Kazakhstan: Then and Now.

R.Nagaiyev, Nurzhan Stambakiyev (2022)

Development of Islamic finance in Kazakhstan and its key challenges.

https://www.researchgate.net/publication/359626296_Islamic_Finance_Industry_in_Kazakhstan_Then_and_Now

21. Исламдық қаржы өнімдерінің діни негіздері: мудараба, мушарака және мурабаха [Religious Foundations of Islamic Financial Products: Mudaraba, Musharaka, and Murabaha]

Nurzhan Stambakiyev, R. Mukhitdinov. (2023)

Foundations of key Islamic financial contracts: mudaraba, musharaka, and murabaha.

https://www.researchgate.net/publication/372082142_Religious_basis_of_Islamic_financial_products_mudaraba_musharaka_and_murabaha

22. Islamic Social Finance and COVID-19 (повторное исследование)

L.Kuanova., N. Shirazi, A. Zhuparova (2021)

Impact of the COVID-19 pandemic on Islamic social finance.

https://esp.ieconom.kz/jour/article/view/296?locale=en_US

23. The crowdfunding platform as a tool for Islamic social finance’s implementation.

Kuanova L., Shirazi N., Doszhan R. (2022)

The role of crowdfunding in the implementation of Islamic social finance.

https://be.kaznu.kz/index.php/math/article/view/2519

24. Islamic social finance efficiency and eco-system: Islamicfinance in action

Shirazi, N. Doszhan, R. Kuanova L. (2023)

Development of the Islamic social finance ecosystem.

https://bulecon.enu.kz/index.php/main/article/view/712/540

25. Unlocking the Potential: The Islamic Finance Social Impact Assessment

L. Kuanova, N. Zhangabayev, G.K. Kenzhegulova. (2024)

The role of Islamic finance in poverty reduction and social impact.

https://bbr.buketov.edu.kz/index.php/economy-vestnik/article/view/894/810

26. Islamic social finance: theory and practice (монография)

Kuanova L. (2023)

Theory and practice of Islamic social finance.

https://elibrary.kaznu.kz/wp-content/uploads/2025/11/kuanova-laura-islamic-social-finance.pdf

27. Sukuk as an Islamic finance alternative for investment in Infrastructure in Kazakhstan: institutional perspectives.

Sagiyeva R.K., Mahfudz A.A., Oteshova D.Y. (2023)

Sukuk as an alternative instrument for infrastructure financing in Kazakhstan.

https://vestnik.turan-edu.kz/jour/article/view/3707

28. Islamic Principles of Finance: Features and Prospects of Their Use in Central Asia.

Moldakmatov, A., Idinov, K., Orozonova, A., & Sulaimanov, A. (2025)

Prospects for the development of Islamic finance in Central Asia.

https://ijchr.net/journal/article/view/339